# Lint

> Lint is a Nigerian fintech platform for business and personal finance — automated payroll with PAYE and pension remittance, corporate cards, expense management, budgeting, and real-time financial insights.

## Products

- [Business](https://www.lint.finance/business): Payroll, corporate cards, expense management, and insights for Nigerian businesses
- [Personal](https://www.lint.finance/personal): Budgeting, bill automation, utility cards, and spending insights
- [PAYE Calculator](https://www.lint.finance/paye-calculator): Free Nigerian PAYE tax calculator under the Nigeria Tax Act 2025

## Business features

- [Payroll](https://www.lint.finance/business/payroll): Automated salary disbursement, PAYE, pension, and payslips
- [Budget & expenses](https://www.lint.finance/business/budget-expense): Track and control business spending
- [Corporate utility cards](https://www.lint.finance/business/utility-card): Multi-currency cards for subscriptions and team spending
- [Business insights](https://www.lint.finance/business/insight): Cash flow and spending analytics

## Personal features

- [Budgeting](https://www.lint.finance/personal/budget): Envelope budgeting and automated bill payments
- [Spending insights](https://www.lint.finance/personal/insight): Categorize spending and spot recurring charges
- [Utility cards](https://www.lint.finance/personal/utility-cards): Pay for subscriptions and online services

## Resources

- [Blog](https://www.lint.finance/blog): Guides on money management, payroll, and Nigerian finance
- [Referrals](https://www.lint.finance/referrals): Earn rewards by referring others to Lint
- [Campus ambassadors](https://www.lint.finance/campus-ambassadors): Student ambassador program

## Optional

- [Sitemap](https://www.lint.finance/sitemap.xml)
- [Privacy policy](https://www.lint.finance/privacy-policy)
- [Terms of use](https://www.lint.finance/terms-of-use)