Do I need to be good with money to use Lint?
Budget Smarter. Spend Better.
Ever feel like your money just disappears? With Lint’s Smart Plans, every naira has a purpose — and every expense a plan. No more “where did it all go?” moments. Just clear budgets that actually stick.
Netflix
Monthly on 1st
₦ 4,500.00
Spotify
Monthly on 3rd
₦ 1,900.00
Budgets that never survive the month
You've tried writing it down
You've tried mental math
You've even downloaded one of those complicated budgeting templates.
But real life? It never fits the spreadsheet
Meet Smart Plans — your bills, subscriptions, and goals, sorted.
Lint Smart Plans help you take charge of your spending automatically.
Create dedicated plans for everything — rent, Netflix, groceries, savings, anything.
Fund them manually or let Lint do it automatically on your schedule.
When it’s time to pay, Lint knows where to draw from
Active
Entertainment Bills
₦50,000.00
Active
Utilities
₦35,000.00
Everything you need to stay on budget
AutomatedPayments
Add your recurring expenses and set payment dates. Lint will automatically run those payments for you when due.
AutomatedSaving
Lint knows how much you need to save every month to ensure that all your bills are automatically covered. Say the word & we’ll automatically keep it locked safely & strictly for your bills.
SmartReminders
Get nudged before your bills or subscriptions are due, not after (incase you need to slow down on that spending).
9:30
My Budget
Naira budget
₦0.00
₦0.00 allocated
Dollar budget
$0.00
$0.00 allocated
Expenses
MTN 200GB
Monthly on the 4th
₦30,000.00
Netflix
Monthly on the 4th
$7.99
Mailchimp
Due on 12th May
₦15,000.00
OrganizewithEnvelopes
Allocate funds into digital envelopes for groceries, food, domestic staff, or personal spending. Maintain clarity on available balances without manual tracking.
Active
Groceries
$5,000.00
Active
Personal Care
$2,500.00
Active
Child Care
$5,000.00
Active
Phone Utilities
$50.00
Active
Groceries
$5,000.00
Active
Personal Care
$2,500.00
Active
Child Care
$5,000.00
Active
Phone Utilities
$50.00
FullCustomization
Set Budget limit, Pause, update, or cancel recurring payments at any time. Adjust spending effortlessly as your financial priorities change.
Built For Every Kind of Person
Helping Thousands Stay on Top of Their Spending
From students saving allowance to families managing household bills, people use Lint to budget smarter and spend with confidence.
I’ve always needed reminders to pay the cleaners and other service workers which was embarrassing. With Lint, this is no longer an issue. My payments are scheduled to go out at timed intervals, giving me the bandwidth to focus on more productive endeavours.
MA
Michael Anya
Head of Product, Instill Education
Lint has transformed my approach to financial management, making it easy to schedule expense payments and transfer funds to my savings. Its user-friendly interface and reliability have significantly simplified my financial routine.
KS
Kiesem Senlong
Software Developer, Test Gorilla
I love using Lint! Its efficiency and convenience have transformed the way I manage my expenses. I can effortlessly set aside funds for my expenses, avoiding the temptation to overspend and ensuring I never miss payments. It's a game-changer for ensuring I stick to my budget and hit my financial goals!
BG
Blipnanret Gutap
Founder, Smile Accounting
Helping Thousands Stay on Top of Their Spending
From students saving allowance to families managing household bills, people use Lint to budget smarter and spend with confidence.
I’ve always needed reminders to pay the cleaners and other service workers which was embarrassing. With Lint, this is no longer an issue. My payments are scheduled to go out at timed intervals, giving me the bandwidth to focus on more productive endeavours.
MA
Michael Anya
Head of Product, Instill Education
Lint has transformed my approach to financial management, making it easy to schedule expense payments and transfer funds to my savings. Its user-friendly interface and reliability have significantly simplified my financial routine.
KS
Kiesem Senlong
Software Developer, Test Gorilla
I love using Lint! Its efficiency and convenience have transformed the way I manage my expenses. I can effortlessly set aside funds for my expenses, avoiding the temptation to overspend and ensuring I never miss payments. It's a game-changer for ensuring I stick to my budget and hit my financial goals!
BG
Blipnanret Gutap
Founder, Smile Accounting
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Your personal data is always protected.
PCI DSS Secure
Every card and payment follows strict global standards.
Banking Partnership
Deposits are backed by our licensed microfinance bank partner and insured by the NDIC.
Our Licensed Bank Partners
Start budgeting smarter.
Plan, track, and manage your money with simple tools that help you stay disciplined and stress-free.
Frequently Asked Questions
What if my expenses change?
How do envelopes work?
Can I add both small daily costs and big bills?
Can Lint pay bills automatically?
Is my financial data safe?
Start building your plans today
You don’t need to be a finance pro to budget smarter — you just need a plan that runs itself. Lint can help with that.
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Jos, Plateau State, Nigeria
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