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Your money. Your rules. Your cards.

Pay bills, track subscriptions, and stay in control of your spending with one secure card.

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Lint utility card for personal finance management and bill payments

Subscriptions everywhere, payments nowhere.

Keeping track of payments shouldn't feel like detective work. Lint helps you stay ahead with one card that knows what's coming next.

Subscription Payment

The card you didnt know you needed

RecurringPaymentsTracking

Your card automatically tracks recurring spend and lets you know where your money is going.

Recurring Payments Tracking

SmartReminders

Get reminders before subscriptions are due so you're never caught off guard by a debit.

MARKETING

Card Number

****

****

****

2311

Exp. Date

15/27

HUMAN RESOURCES

Card Number

****

****

****

3939

Exp. Date

10/26

CUSTOMER SERVICE

Card Number

****

****

****

2311

Exp. Date

07/27

Netflix

Netflix

Due on 12th May

$50.00

Amazon Prime

Amazon Prime

Due on 12th May

$144.00

Spotify

Spotify

Due on 12th May

$144.00

MultiCurrencySpending

Create cards to separate your spend in currencies you transact in for more organized finances.

9:30

Pick a card currency

dollar

Dollar card ($)

Recommended

Best for global payments, subscriptions, and international transactions.

naira

Naira Card (₦)

Pay effortlessly in Naira, perfect for local transactions, bills, and everyday spending.

AutomaticTop-Ups

Automatically lock funds in your card with just enough money to cover your expenses for the month. No more late payments.

Automatic Top-Ups

GlobalAccess

Pay for global platforms like Netflix, Spotify, or cloud services in USD, GBP, or EUR without hidden fees.

Netflix
Google
Prime Video
Spotify
Apple Music
YouTube
Disney+
Slack
Notion
Hulu

Every Swipe Tells a Story

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See your most frequent merchants, track monthly spending, and get tips on where to save.

One Card, Endless Possibilities.

 However you spend, Lint keeps it organized.

Trusted by Thousands of Everyday Users

From students to families, people across Nigeria use Lint utility cards to pay bills and manage subscriptions without stress.

I’ve always needed reminders to pay the cleaners and other service workers which was embarrassing. With Lint, this is no longer an issue. My payments are scheduled to go out at timed intervals, giving me the bandwidth to focus on more productive endeavours.

Michael Anya

Head of Product, Instill Education

Lint has transformed my approach to financial management, making it easy to schedule expense payments and transfer funds to my savings. Its user-friendly interface and reliability have significantly simplified my financial routine.

Kiesem Senlong

Software Developer, Test Gorilla

I love using Lint! Its efficiency and convenience have transformed the way I manage my expenses. I can effortlessly set aside funds for my expenses, avoiding the temptation to overspend and ensuring I never miss payments. It's a game-changer for ensuring I stick to my budget and hit my financial goals!

Blipnanret Gutap

Founder, Smile Accounting

Trusted by Thousands of Everyday Users

From students to families, people across Nigeria use Lint utility cards to pay bills and manage subscriptions without stress.

I’ve always needed reminders to pay the cleaners and other service workers which was embarrassing. With Lint, this is no longer an issue. My payments are scheduled to go out at timed intervals, giving me the bandwidth to focus on more productive endeavours.

Michael Anya

Head of Product, Instill Education

Lint has transformed my approach to financial management, making it easy to schedule expense payments and transfer funds to my savings. Its user-friendly interface and reliability have significantly simplified my financial routine.

Kiesem Senlong

Software Developer, Test Gorilla

I love using Lint! Its efficiency and convenience have transformed the way I manage my expenses. I can effortlessly set aside funds for my expenses, avoiding the temptation to overspend and ensuring I never miss payments. It's a game-changer for ensuring I stick to my budget and hit my financial goals!

Blipnanret Gutap

Founder, Smile Accounting

Built for trust, made for everywhere.

Your card isn’t just powerful — it’s protected.

NDPR Compliant

Your data stays private.

PCI DSS Certified

Payments are encrypted end-to-end.

NDIC-insured wallets

Funds are held with a CBN-licensed microfinance bank.


Our Licensed Bank Partners


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Your card's waiting.

Create a Lint Utility Card and start managing payments the smarter way.

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Google Play

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App Store

Frequently Asked Questions

Can I use one card for all my bills?

Yes. You can pay electricity, water, internet, and subscriptions with one utility card.